Tennesse’s Health Insurance CO-OP is Licensed

in Press Releases

Community Health Alliance is Tennessee’s newest insurance company

PRESS RELEASE (May 22, 2013)- Community Health Alliance (CHA), Tennessee’s Consumer Operated and Oriented Plan (CO-OP) for health insurance, has received its Certificate of Authority from the Tennessee Department of Commerce and Insurance and is now officially licensed as a health insurance company. Community Health Alliance will rollout health plans for individuals, families and small businesses in Tennessee beginning this October.           

“We are proud to be Tennessee’s newest health insurer, and looking forward to giving Tennesseans more options for coverage. This milestone means Community Health Alliance has proven our business model and financial condition meet regulatory standards,” said Jerry Burgess, Community Health Alliance CEO. “The CHA team has worked diligently toward licensure. I would like to thank our staff, and the Tennessee Department of Commerce and Insurance, for their labors in completing this task. This is a historic opportunity for Tennesseans.”

Community Health Alliance recently submitted all of their benefit plans to the federal government for review and believes their consumer-focused approach will appeal to Tennesseans who want to have a say in how their health care coverage is delivered. Community Health Alliance is nonprofit, with all savings and profits beyond their operational costs being reinvested in the benefit plans to maintain high quality care and better value. CHA also will be governed by the consumers who enroll, with the majority of board of director seats going to these consumers.

Under the new health reform laws, Americans will be required to have health insurance coverage beginning Jan. 1, 2014. According to U.S. census data, there were more than 900,000 uninsured Tennesseans in 2011, and Community Health Alliance is excited to be an option and a solution in the state. Plans and rates will be available Oct. 1, when health insurance becomes a retail market in America, allowing consumers to shop for plans. The annual October – December Open Enrollment coincides with many current Open Enrollment periods. The first coverage effective date is Jan.1, 2014. Many Tennesseans will be eligible for a tax credit or subsidy to help pay the premiums through the Health Insurance Marketplace (the Exchange).   

The development of Tennessee’s health insurance CO-OP became possible due to provisions in the new health reform law. Under this provision, Community Health Alliance received a federal loan of more than $73 million in August 2012 to start the CO-OP. In addition to its current office in Knoxville, CHA already has offices in the works for Nashville and Chattanooga, and a Memphis office planned for later this fall. For more information, visit chatn.org or call 888-415-3332.


Ranee Randby
Communications Director
865-437-5358 or 865-388-6186

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